Disclaimer

Estimates, not decisions

Each calculator applies the formula printed on its page to the numbers you enter. Real outcomes depend on details we cannot see: your tax situation, lender underwriting, regional holidays, payroll rules, marketplace fee tiers and more.

Payroll results

Paycheck figures are gross unless you enter a deduction percentage, and any deduction is a single flat rate you choose. It is not a tax calculation and does not model brackets, allowances, pre-tax benefits or local levies.

Loan results

Loan payments assume a fixed rate, monthly compounding and equal monthly payments with no fees, insurance or origination costs. Your lender's amortization may differ by a small amount due to rounding or day-count conventions.

Investment and savings results

Any expected return you enter is an assumption, not a forecast. Investment returns vary and can be negative. Past performance does not predict future results.

Currency display

Selecting a currency changes the symbol and number formatting only. No exchange-rate conversion is performed anywhere on this site.

Get proper advice

For decisions that matter, speak to a licensed accountant, tax adviser, mortgage broker or financial planner. Read our Terms of Use for the full legal position.